Buying Your Next Home
Whether you’re moving up to a better home, or buying a vacation home, First American Bank Home Mortgage can help you understand and evaluate the options available to you and determine the next step.
Buying a new home?
Let us help you with the financing aspect of your purchase and guide your through the process.
- Know the money will be there for you. Check into loan pre-qualification — a real advantage when you are negotiating your home purchase.
- We offer fixed, adjustable and balloon mortgages.
- Many mortgage terms available, as well as interest-only loans, help make sure your home payment fits your budget now and down the road.
- “No Private Mortgage Insurance” options are available.
Building a new home?
Whether you’re working with an architect, a contractor or a realtor, look to First American Bank to help you finance the construction of your dream home.
- Loan options can be tailored to fit your individual situation.
- We offer construction-to-permanent loans — one set of closing costs, one set of paperwork. New home financing made easy!
- Extended lock options help you “nail down” the best rate possible.
Whatever stage of home building you are in right now — from initial ideas to final plans — First American Bank is ready to work with you and your builder. We want you to be comfortable with everything about your new home, especially the financing!
Whether you’re buying, building or refinancing, we know there’s a lot for you to think about. We’ll help you make sure you have all of your bases covered. Just call or stop in to talk with a mortgage professional today — or get things underway and apply online.
