Regular Savings

The Regular Savings account is for customers who are starting a savings portfolio, saving for a major purchase, or who want to put their extra funds to work earning a competitive interest rate.

Interest:

If you keep a $10 minimum daily balance, you'll earn competitive interest rates on the daily collected balances. Interest is paid monthly. Contact your First American Bank personal banker for current interest rates.

Monthly Service Charge:

Maintain a minimum daily balance of $200, and there’s no monthly service charge; if any time during the month the balance falls below $200, there is a service charge of $2 per month.

This account is subject to Federal Regulation D restrictions:

You may make a maximum of six free withdrawals per month — all six may be made by check. Ask about other fees which may apply outside of these parameters.

Debit Card:

• Free ATM/debit card. Learn more.
• Free unlimited debit card transactions
• Free unlimited ATM transactions at First American Bank or Privileged Status Network ATM machines. First American Bank is pleased to offer our customers a growing network of Automated Teller Machines (ATMs) for fast access to cash. We are also proud to partner with other financial institutions nationwide in the Privileged Status ATM program. If you want to avoid the surcharges other banks charge on machines, look for the Privileged Status logo and use your ATM/debit card for cash transactions.

In Florida, ATM transactions in all Publix Supermarkets are fee-free.

Additional Account Benefits:

• Free secure Online Banking 
• Free Bill Pay service (service will be discontinued if not used at least once every 90 days)
• Free 24-hour telephone banking 

Multiple First American Bank locations are prepared to serve your banking and complete financial needs.

Money Market

The Money Market account is for customers who wish to earn a return on their money, like a savings account, combined with the convenience of writing checks. Depositing funds in a money market is as easy as depositing money into a savings or checking account. The funds are invested in safe and conservative financial instruments such as government t-bills, savings bonds and certificates of deposit. The income is then paid out to you, the owner of the money market.

Interest:

Interest rates relate to account balance. See your personal banker for current interest rates.

Monthly Service Charge:

There is no service charge when a minimum daily balance of $1,000 is maintained. If your account balance is below $1,000, a fee of $10 per month is charged.

This account is subject to Federal Regulation D restrictions:

You may make a maximum of six free withdrawals per month — all six may be made by check. Ask about other fees which may apply outside of these parameters.

Additional account benefits:

• Free secure Online Banking 
• Free Bill Pay service (service will be discontinued if not used at least once every 90 days)
• Free 24-hour telephone banking  

Multiple First American Bank locations are prepared to serve your banking and complete financial needs.